India

Under the National Financial Inclusion Strategy, many public-sector banks offer accounts that charge no fees for remittances. 

To streamline the remittance arrangement under the Speed Remittance Procedure and make remittances more cost-effective, the Government of India has removed the mandated requirement of maintenance of collateral or cash deposits by the Exchange Houses with whom the banks have entered into the Rupee Drawing Arrangement. 

This strategic alliance will bring together select industry bodies from across the world to represent important geographies that currently share demographic and economic growth challenges – declining workforce, skills shortages, low productivity, low demand – and can benefit significantly from the mobility of talent, the portability of skills and entrepreneurial collaboration.

eMigrate project is a transformational initiative of the Overseas Employment Division of MEA, Government of India, to automate the current emigration processes and eco-system.

The ministry has undertaken this transformational e-governance program with a vision to transform emigration into a simple, transparent, orderly and humane process.

This paper, “Research on the Labour Recruitment Industry between United Arab Emirates, Kerala (India) and Nepal,” was commissioned to the International Organization for Migration by the Ministry of Human Resources and Emiratisation of the United Arab Emirates (UAE) within the framework of the Abu Dhabi Dialogue. It examines the labour recruitment processes from India and Nepal to the UAE, with a focus on low-skilled and semi-skilled workers.

The 'Indian Community Welfare Fund' is an institutional model to look after the protection and welfare of Indian migrants. The Ministry has established the Indian Community Welfare Fund (ICWF) in the 43 Indian Missions across the world in countries that have a significant overseas Indian population.
The Indian Community Welfare Fund (ICWF) is aimed at providing ‘on site' welfare services on a means tested basis in the most deserving cases including:

'Pravasi Bharatiya Bima Yojana' is a compulsory insurance scheme for the overseas Indian workers.  The Ministry of External Affairs has framed guidelines for all Indian emigrants going abroad for employment purposes with ECR (Emigration Check Required) endorsement on their passport to compulsorily take out this insurance cover.

The Indian ICICI Bank offers hybrid solutions with remittance kiosks and ATMs in migrant areas and dormitories. Kiosks in Singapore and Bahrain can be used to transfer funds to India on the same day. ICICI sees mobile banking as a powerful medium for further financial inclusion.

The India Emigration (Amendment) Rules 2009 provide protections regarding recruitment of foreign workers, including limiting the maximum amount for service charges, requiring the registration of recruitment agents, and preventing licensed agents from employing sub-agents to conduct their business.

The ITHACA project is implemented by the European University Institute (EUI) in cooperation with ICMPD, Real Instituto Elcano (RIE), London Metropolitan University (LMU). The project aims to contribute to the rising research and policy interest on migrant transnationalism and its effects on countries of origin and destination as well as on migrants themselves (and their families). The project concentrates on transnational mobility for economic purposes, i.e.